My wire has not been credited yet

What to check, and how we trace an incoming transfer.

Funding your account
Last updated 2026-09-17

First, allow for settlement

Cross-border wires can take 1–3 business days to clear. International wires routed through correspondent banks may take longer.

Then check these

  • You sent to your own dedicated receiving details.
  • The currency was USD. Non-USD transfers are returned or quoted separately.
  • Your bank has confirmed the wire was actually sent, not merely submitted.

If it is still missing

Contact your account manager with the sending bank, the date, the amount and the wire reference. We can ask our bank to trace it, and our bank may charge for a trace; that charge is passed on at cost and never marked up.

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Your account manager can help with anything account-specific.